Trust Encompass

Executive Compensation Strategies

Maximize your complex compensation packages. Advanced strategies for deferred comp, stock options, and supplemental retirement.

Highly compensated executives often find that traditional employer plans are insufficient to replace their income in retirement due to contribution limits and heavy taxation upon withdrawal. A customized strategy is required to maintain your lifestyle.

01Supplementing Employer-Sponsored Plans

When you are a high earner, a 401(k) alone will not replace enough of your working income. Furthermore, building your entire retirement in tax-deferred accounts creates a massive tax liability in the future. You need supplemental strategies to bridge the gap.

  • Bridging the retirement income gap
  • Mitigating the "tax torpedo" on high balances
  • Creating tax-exempt distribution strategies
  • Managing the risk of future tax rate increases

02Advanced Compensation Planning

We help executives navigate the complexities of deferred compensation (NQDC), manage concentrated company stock positions (RSUs, ESPPs), and implement private supplemental retirement strategies to ensure their post-career lifestyle matches their peak earning years.

  • Deferred compensation (NQDC) distribution strategies
  • Concentrated stock and equity award management
  • Custom supplemental executive retirement plans (SERPs)
  • Tax-efficient wealth accumulation outside the company

Ready to See What's Yours?

A strategy session starts with a conversation — no pressure, no sales tactics. Just clarity on what your wealth can actually do for you.